What you hold · Silver Bars
Bars — Efficient, and Heavy
Bars are the most storage-efficient form of silver, and the larger the bar the better the economics — right up until you want to sell part of it.
Tell us the form as well as the quantity. With silver, form changes the number more than people expect.
65%
Advance against market value
$15k
Minimum loan — a lot of silver at current prices
Sealed
Monster boxes verify by seal, which saves you money
Same
The same boxes and bars come back
The efficiency and the trade-off
A thousand-ounce commercial bar is far cheaper per ounce to store and handle than the equivalent in coins. It is also indivisible, harder to sell to a retail buyer, and requires equipment to move. Efficiency in storage and flexibility at sale pull in opposite directions.
What we look at
- Refiner — recognized names verify fastest.
- Bar size, since handling changes materially above 100oz.
- Serial numbers where the bars carry them.
- Weight verified on arrival, since silver bars vary more than gold.
- Condition, which affects nothing structurally but is recorded.
How we handle it
- 01Describe the refiner, sizes and total weight.
- 02Estimate against live spot at the advance rate.
- 03Insured freight, planned around the weight.
- 04Verification, weighing and serial recording on arrival.
- 05The same bars returned on repayment.
Large commercial bars are excellent to store and awkward to sell in a hurry. If part of your reason for holding silver is the ability to liquidate quickly and in pieces, a mix of bar sizes serves you better than everything in thousand-ounce form.
Said plainly
Where we stop
We advance on metal content. Poured art bars and collectible bars carrying a premium above melt should not be pledged, because that premium is worth more to you than it is to us.
FAQ
Common questions
- Which bar sizes are best?
- For storage economics, larger. For flexibility at sale, smaller. A mix usually serves a holder best.
- Do you take 1000oz commercial bars?
- Yes. They are efficient to store and heavy to move, and the freight is planned accordingly.
- What about poured art bars?
- Advanced on metal content only. If they carry a real premium, do not pledge them.
- Do you verify weight?
- Yes, on arrival. Silver bars vary more than gold, so it matters.
Silver realities
Volatility & Margin Calls
Silver moves more than gold. The same 65% advance therefore has less room before the loan-to-value goes out of range.
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Bulk & Freight
The same value in silver occupies roughly seventy times the volume of gold. Everything downstream of that — freight, handling, storage — follows from it.
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The Gold-Silver Ratio
A question we get often from people holding both, and the honest answer has nothing to do with predicting the ratio.
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Storage Economics
Storage is priced on space and handling rather than on worth, which is why silver storage costs more per dollar stored than gold does.
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Liquidity at the End
Every secured facility ends one of two ways: you repay, or the collateral is sold. It is worth understanding in advance how quickly your particular silver would move.
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More what you hold
Sealed Monster Boxes
A sealed mint box of 500 coins is the easiest silver there is to handle. The seal is intact, the count is known, and verification takes minutes rather than hours.
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Rounds & Generic Silver
Privately minted rounds are pure metal exposure with no sovereign premium, which makes them straightforward collateral and slightly less liquid at sale.
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Junk Silver & 90% Coin
Pre-1965 US 90% coin is genuine silver collateral and the most labor-intensive form of it. It arrives loose, it has to be weighed, and worn coins contain less silver than new ones.
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Next step
Run it both ways before you decide.
No credit check and no obligation. Tell us what you hold and what the money is for, and if selling is the better answer for your situation you will be told that first.
Business purpose only. Not available in Nevada, Vermont, North Dakota and South Dakota.