What you hold · Dealer Silver Inventory
Financing Silver Stock
Dealers holding silver have a particular version of this problem: the stock is bulky, it moves slowly, and it ties up capital in a form that is expensive to liquidate quickly.
Tell us the form as well as the quantity. With silver, form changes the number more than people expect.
65%
Advance against market value
$15k
Minimum loan — a lot of silver at current prices
Sealed
Monster boxes verify by seal, which saves you money
Same
The same boxes and bars come back
Silver ties up more than it looks like
The same capital in silver is heavier, slower to ship and more expensive to handle than the equivalent in gold. So a dealer needing capital fast often ends up selling silver into a soft bid simply because it is the position they can move — not because it is the position they want to reduce.
What dealers should know
- Pledged stock sits in the vault for the term and cannot be shipped.
- Sealed and tubed stock is far cheaper to intake than loose.
- The advance is on metal content, not on numismatic premium.
- Silver volatility means the margin call sits closer than on gold.
- Business purpose is automatic here, which removes the usual complication.
How we handle it
- 01Describe the holding by form and quantity, and what the capital is for.
- 02Estimate against live spot at the advance rate.
- 03Freight planned for the weight; verification on arrival.
- 04Fund in days.
- 05Same stock returned; early repayment carries no penalty.
Pledge the least liquid part of the holding. Silver you would struggle to move quickly anyway is the ideal collateral; your fastest-moving stock is exactly what you should keep available.
Said plainly
Where we stop
If the stock is genuinely stale and you want out of it, sell it. Borrowing against inventory you no longer believe in is the worst of both, and with silver the storage and handling make it worse still.
FAQ
Common questions
- Can I ship pledged stock to a customer?
- No. It is held for the term. Pledge the least liquid part of the holding.
- Does silver volatility matter?
- Yes. The same advance sits closer to a margin call than it would on gold. Borrow well under the ceiling.
- Can I add collateral later?
- Yes, and with silver dealers commonly do.
- Is this a consignment?
- No. It is a loan. The metal stays yours and the same stock comes back.
Silver realities
Volatility & Margin Calls
Silver moves more than gold. The same 65% advance therefore has less room before the loan-to-value goes out of range.
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Bulk & Freight
The same value in silver occupies roughly seventy times the volume of gold. Everything downstream of that — freight, handling, storage — follows from it.
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The Gold-Silver Ratio
A question we get often from people holding both, and the honest answer has nothing to do with predicting the ratio.
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Storage Economics
Storage is priced on space and handling rather than on worth, which is why silver storage costs more per dollar stored than gold does.
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Liquidity at the End
Every secured facility ends one of two ways: you repay, or the collateral is sold. It is worth understanding in advance how quickly your particular silver would move.
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More what you hold
Sealed Monster Boxes
A sealed mint box of 500 coins is the easiest silver there is to handle. The seal is intact, the count is known, and verification takes minutes rather than hours.
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Silver Bars
Bars are the most storage-efficient form of silver, and the larger the bar the better the economics — right up until you want to sell part of it.
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Rounds & Generic Silver
Privately minted rounds are pure metal exposure with no sovereign premium, which makes them straightforward collateral and slightly less liquid at sale.
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Next step
Run it both ways before you decide.
No credit check and no obligation. Tell us what you hold and what the money is for, and if selling is the better answer for your situation you will be told that first.
Business purpose only. Not available in Nevada, Vermont, North Dakota and South Dakota.