What you hold · Rounds & Generic Silver
Generic Rounds — All Metal, No Premium
Privately minted rounds are pure metal exposure with no sovereign premium, which makes them straightforward collateral and slightly less liquid at sale.
Tell us the form as well as the quantity. With silver, form changes the number more than people expect.
65%
Advance against market value
$15k
Minimum loan — a lot of silver at current prices
Sealed
Monster boxes verify by seal, which saves you money
Same
The same boxes and bars come back
Liquidity, not authenticity
The question with generic silver is rarely whether it is real — it is whether a buyer will want it later. Sovereign coins move instantly anywhere. Private-mint rounds from an unfamiliar mint move more slowly and sometimes at a slightly wider spread, and that is worth knowing when you decide what to hold.
What we check
- Mint and recognisability, which affects liquidity rather than content.
- Stated fineness, verified where it is not a known issue.
- Total weight, which is what the advance is calculated on.
- Whether they are tubed and countable or loose.
- Any round carrying a genuine collector premium.
How we handle it
- 01Describe the mint, the size and the approximate quantity.
- 02Estimate on metal content at live spot.
- 03Insured freight arranged for the weight.
- 04Verified and counted or weighed on arrival.
- 05The same rounds returned on repayment.
Keep them tubed. Loose rounds in a bag have to be counted and often weighed individually, and on a large holding that handling cost is real. Tubes are cheap and they pay for themselves at intake.
Said plainly
Where we stop
Unrecognized private mints occasionally require additional verification, which takes time. We will tell you before you ship rather than after it arrives.
FAQ
Common questions
- Are rounds worth less than coins?
- As metal, no. At sale, sovereign coins are more liquid and generic rounds sometimes carry a slightly wider spread.
- Do you verify fineness?
- For known issues, by recognition. For unfamiliar mints, by testing, which takes longer.
- Should I keep them tubed?
- Yes. Loose rounds cost handling time, and on a large holding that is a real cost.
- Do you take any mint?
- Generally, though an unrecognized mint may need extra verification. Tell us before shipping.
Silver realities
Volatility & Margin Calls
Silver moves more than gold. The same 65% advance therefore has less room before the loan-to-value goes out of range.
Explore →
Bulk & Freight
The same value in silver occupies roughly seventy times the volume of gold. Everything downstream of that — freight, handling, storage — follows from it.
Explore →
The Gold-Silver Ratio
A question we get often from people holding both, and the honest answer has nothing to do with predicting the ratio.
Explore →
Storage Economics
Storage is priced on space and handling rather than on worth, which is why silver storage costs more per dollar stored than gold does.
Explore →
Liquidity at the End
Every secured facility ends one of two ways: you repay, or the collateral is sold. It is worth understanding in advance how quickly your particular silver would move.
Explore →
More what you hold
Sealed Monster Boxes
A sealed mint box of 500 coins is the easiest silver there is to handle. The seal is intact, the count is known, and verification takes minutes rather than hours.
Explore →
Silver Bars
Bars are the most storage-efficient form of silver, and the larger the bar the better the economics — right up until you want to sell part of it.
Explore →
Junk Silver & 90% Coin
Pre-1965 US 90% coin is genuine silver collateral and the most labor-intensive form of it. It arrives loose, it has to be weighed, and worn coins contain less silver than new ones.
Explore →
Next step
Run it both ways before you decide.
No credit check and no obligation. Tell us what you hold and what the money is for, and if selling is the better answer for your situation you will be told that first.
Business purpose only. Not available in Nevada, Vermont, North Dakota and South Dakota.